Houston Insurance Fraud Lawyer

HOUSTON INSURANCE FRAUD DEFENSE LAWYER

Insurance Fraud is codified under Texas Penal Code 35.02. Charges for insurance fraud can be brought:

  • If a person “with intent to defraud or deceive an insurer” brings a claim or provides a statement known to contain false or misleading information.
  • If a person “with intent to defraud or deceive an insurer” presents false or misleading material information in support of an application for an insurance policy.
  • If a person “with intent to defraud or deceive an insurer … solicits, offers, pays, or receives in connection with the furnishing of goods or services for which a claim for payment is submitted under an insurance policy.”

Penalties for Insurance Fraud in Texas

If convicted of insurance fraud in Texas, the penalty will depend on the value of the claim. According to Texas law:

  • If the value of the claim is less than $100, you may be convicted of a Class C misdemeanor.
  • If the value of the claim is $100 or more but less than $750, you may be convicted of a Class B misdemeanor.
  • If the value of the claim is $750 or more but less than $2,500, you may be convicted of a Class A misdemeanor.
  • If the value of the claim is $2,500 or more but less than $30,000, you may be convicted of a state jail felony.
  • If the value of the claim is $30,000 or more but less than $150,000, you may be convicted of a 3rd-degree felony.
  • If the value of the claim is $150,000 or more but less than $300,000, you may be convicted of a 2nd-degree felony.
  • If the value of the claim is $300,00 or more (or places a person at risk of death or great bodily injury), you may be charged with a 1st-degree felony.

If convicted of presenting false or misleading material information in support of an application for an insurance policy, you can be convicted of a state jail felony. Additionally, if convicted of insurance fraud in the state of Texas, you may have to pay restitution, court costs, and attorney’s fees.

Hire an Experienced Insurance Fraud Lawyer

If you are facing insurance fraud charges in Texas, you need an experienced attorney to represent you. Insurance fraud can be charged at both the state and federal level. You cannot afford to “go it alone.” You need a leading defense attorney that will fight hard to protect your rights and your freedom. Attorney James Alston is a former state and federal prosecutor that spent years learning how the other side works. He will vigorously defend your case, getting you the best possible outcome against the charges. Contact James Alston Law today to schedule a consultation at (713) 228-1400.