Houston Bank Fraud Attorney

BANK FRAUD IN HOUSTON

Bank fraud is a unique area of Texas White Collar Crime since there is no specific bank fraud provision in the Penal Code. Instead, a person could be charged with several different fraud-related crimes such as forgery, false statement to obtain property or credit, hindering secured creditors, money laundering, or issuing a bad check. Many white-collar crimes can be prosecuted under state and federal law. If you are arrested for bank fraud in Houston, Texas, you need an experienced white-collar criminal defense attorney.

Bank fraud is a unique area of Texas White Collar Crime since there is no specific bank fraud provision in the Penal Code. Instead, a person could be charged with several different fraud-related crimes such as forgery, false statement to obtain property or credit, hindering secured creditors, money laundering, or issuing a bad check. Many white-collar crimes can be prosecuted under state and federal law. If you are arrested for bank fraud in Texas, you need an experienced white-collar criminal defense attorney.

Criminal Statutes Related to Bank Fraud

Under the Texas Penal Code, there is not a specific offense of “bank fraud,” however, there a number of related crimes that a person can be prosecuted for. A few of the most common forms of bank fraud are:

Forgery – Section 32.21 makes it unlawful for a person to forge a writing with the intent to defraud or harm another. The penalties for forgery depend on the value of the property or service gained or attempted to be obtained. If the value of the property or service is over $300,000, then the state may charge it as a first-degree felony.

Credit or Debit Card Abuse – Section 32.31 makes it unlawful for a person to use a credit or debit card that has not been issued to them, is fictitious, is revoked, canceled, or expired, in an attempt to fraudulently obtain a benefit.

False Statement to Obtain Property or Credit – Section 32.32 states that “a person commits an offense if he intentionally or knowingly makes a materially false or misleading written statement to obtain property or credit.”

Hiring a Bank Fraud Attorney in Houston Texas

If you are arrested or being investigated for fraud in Houston, TX, you need to act fast to protect your rights and your freedom. Attorney James Alston can defend you against both state and federal bank fraud charges. A conviction for bank fraud or a related charge can result in years of imprisonment. You cannot afford to go with an inexperienced lawyer; you need a board-certified criminal defense attorney that will aggressively defend the charges against you. Contact James Alston Law today for a consultation.