The average American household has over $15,000 worth of credit card debt that has accumulated due to medical bills, living expenses, major electronics purchases and more. However, when a person uses another individual’s credit card and amasses debt on someone else’s behalf, it is a serious crime. Being charged with credit card fraud can result in significant penalties and repercussions. If you have been accused of this crime, speak to a knowledgeable credit card abuse lawyer today.
Definition of Credit Card Abuse
Credit card abuse is outlined in the Texas Penal Code at §32.31. There are several instances when a person can be accused of this offense, including:
- Using documents and personal information about another individual to acquire credit (application fraud)
- Obtaining a duplicate credit card or debit card by giving false information to a payment card provider
- Utilizing a skimming device to extract confidential information from someone’s credit card
- Finding/stealing a payment card and making unauthorized purchases with it
- Using the identification numbers on another person’s credit card to make online purchases
Contact a Houston Credit Card Abuse Lawyer
A veteran criminal defense attorney can help provide a solid legal defense to an individual who is charged with credit card fraud. If a defendant does not have a criminal history or if the prosecution’s case is flimsy, a credit card fraud defense attorney may be able to get the charges reduced or acquire a plea agreement for his client. Houston defense lawyer James Alston is a former assistant district attorney who is dedicated to providing the best defense for his clients.